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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,286 | $102,382+23.3% | $147,005-14.1% | $80,874+56.2% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 12.24% | 134.89%-122.7pp | 418.76%-406.5pp | 35.62%-23.4pp |
| Employer contribution / active EE | $12,533 | $3,715+237.4% | $4,934+154.0% | $2,756+354.8% |
| Participant deferral / active EE | $12,274 | $6,646+84.7% | $8,070+52.1% | $4,297+185.6% |
| Admin fee / account holder | $2,200 | $7,942-72.3% | $13,006-83.1% | $6,935-68.3% |