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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,286 | $102,393+23.3% | $147,041-14.1% | $80,911+56.1% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 12.24% | 134.95%-122.7pp | 419.21%-407.0pp | 35.63%-23.4pp |
| Employer contribution / active EE | $12,533 | $3,715+237.3% | $4,935+154.0% | $2,756+354.8% |
| Participant deferral / active EE | $12,274 | $6,647+84.7% | $8,071+52.1% | $4,297+185.6% |
| Admin fee / account holder | $2,200 | $7,943-72.3% | $13,006-83.1% | $6,935-68.3% |