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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,426 | $181,062-3.1% | $158,223+10.9% | $155,188+13.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 18.45% | 57.39%-38.9pp | 52.09%-33.6pp | 148.84%-130.4pp |
| Employer contribution / active EE | $6,519 | $4,565+42.8% | $4,109+58.7% | $4,248+53.5% |
| Participant deferral / active EE | $6,283 | $6,134+2.4% | $5,467+14.9% | $6,531-3.8% |
| Admin fee / account holder | $2,236 | $18,825-88.1% | $16,047-86.1% | $14,480-84.6% |