Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,365 | $81,446-77.5% | $103,374-82.2% | $80,874-77.3% |
| Participation rate | 64.0% | 66.9%-2.9pp | 74.5%-10.5pp | 67.6%-3.6pp |
| Annual return | 13.14% | 25.57%-12.4pp | 24.89%-11.7pp | 35.62%-22.5pp |
| Employer contribution / active EE | $2,847 | $3,107-8.4% | $3,869-26.4% | $2,756+3.3% |
| Participant deferral / active EE | $1,573 | $3,870-59.3% | $5,058-68.9% | $4,297-63.4% |
| Admin fee / account holder | $4,208 | $6,715-37.3% | $8,394-49.9% | $6,935-39.3% |