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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,086 | $183,539-90.1% | $155,556-88.4% | $145,897-87.6% |
| Participation rate | 90.0% | 82.7%+7.3pp | 78.2%+11.8pp | 80.3%+9.7pp |
| Annual return | 10.81% | 61.31%-50.5pp | 64.84%-54.0pp | 552.29%-541.5pp |
| Employer contribution / active EE | $631 | $5,315-88.1% | $4,675-86.5% | $4,663-86.5% |
| Participant deferral / active EE | $2,844 | $6,467-56.0% | $5,631-49.5% | $6,689-57.5% |
| Admin fee / account holder | $4,181 | $19,275-78.3% | $15,885-73.7% | $13,390-68.8% |