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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,086 | $183,627-90.2% | $155,602-88.4% | $145,978-87.6% |
| Participation rate | 90.0% | 82.7%+7.3pp | 78.2%+11.8pp | 80.3%+9.7pp |
| Annual return | 10.81% | 61.32%-50.5pp | 64.81%-54.0pp | 550.52%-539.7pp |
| Employer contribution / active EE | $631 | $5,316-88.1% | $4,675-86.5% | $4,662-86.5% |
| Participant deferral / active EE | $2,844 | $6,466-56.0% | $5,629-49.5% | $6,690-57.5% |
| Admin fee / account holder | $4,181 | $19,327-78.4% | $15,923-73.7% | $13,400-68.8% |