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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,134 | $29,319+60.8% | $52,425-10.1% | $82,448-42.8% |
| Participation rate | 60.5% | 46.9%+13.7pp | 55.6%+4.9pp | 68.1%-7.5pp |
| Annual return | 16.63% | 535.20%-518.6pp | 302.12%-285.5pp | 41.64%-25.0pp |
| Employer contribution / active EE | $529 | $586-9.9% | $914-42.2% | $2,551-79.3% |
| Participant deferral / active EE | $1,597 | $1,171+36.3% | $1,790-10.8% | $4,139-61.4% |
| Admin fee / account holder | $1,926 | $1,962-1.9% | $2,495-22.8% | $7,234-73.4% |