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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,781 | $82,133-41.8% | $147,318-67.6% | $64,097-25.5% |
| Participation rate | 92.7% | 62.3%+30.4pp | 82.1%+10.6pp | 55.2%+37.5pp |
| Annual return | 46.84% | 78.78%-31.9pp | 70.43%-23.6pp | 34.64%+12.2pp |
| Employer contribution / active EE | $4,781 | $2,872+66.5% | $4,593+4.1% | $1,891+152.8% |
| Participant deferral / active EE | $9,088 | $5,407+68.1% | $7,906+15.0% | $3,080+195.1% |
| Admin fee / account holder | $1,846 | $3,730-50.5% | $13,708-86.5% | $3,454-46.6% |