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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,564 | $106,749+40.1% | $145,433+2.8% | $82,448+81.4% |
| Participation rate | 82.1% | 75.6%+6.5pp | 82.1%0pp | 68.1%+14.1pp |
| Annual return | 16.84% | 27.59%-10.7pp | 66.58%-49.7pp | 41.64%-24.8pp |
| Employer contribution / active EE | $4,419 | $3,444+28.3% | $4,554-3.0% | $2,551+73.2% |
| Participant deferral / active EE | $11,378 | $6,519+74.5% | $7,897+44.1% | $4,139+174.9% |
| Admin fee / account holder | $12,537 | $8,390+49.4% | $13,129-4.5% | $7,234+73.3% |