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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,643 | $102,422+11.9% | $147,117-22.1% | $80,959+41.6% |
| Participation rate | 90.6% | 75.9%+14.8pp | 82.2%+8.4pp | 67.7%+23.0pp |
| Annual return | 12.31% | 135.16%-122.8pp | 420.54%-408.2pp | 35.67%-23.4pp |
| Employer contribution / active EE | $5,408 | $3,717+45.5% | $4,932+9.6% | $2,757+96.2% |
| Participant deferral / active EE | $12,893 | $6,652+93.8% | $8,065+59.9% | $4,300+199.8% |
| Admin fee / account holder | $9,366 | $7,953+17.8% | $12,993-27.9% | $6,925+35.2% |