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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,875 | $110,137-42.9% | $161,149-61.0% | $82,637-23.9% |
| Participation rate | 53.6% | 72.4%-18.8pp | 78.8%-25.3pp | 68.1%-14.5pp |
| Annual return | 16.71% | 20.69%-4.0pp | 21.16%-4.4pp | 53.51%-36.8pp |
| Employer contribution / active EE | $0 | $2,856-100.0% | $4,360-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $6,015 | $4,575+31.5% | $6,153-2.2% | $4,126+45.8% |
| Admin fee / account holder | $7 | $9,467-99.9% | $15,194-100.0% | $7,339-99.9% |