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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,567 | $101,798-51.3% | $165,071-70.0% | $80,935-38.8% |
| Participation rate | 55.6% | 71.8%-16.3pp | 78.6%-23.1pp | 67.7%-12.1pp |
| Annual return | 14.41% | 16.73%-2.3pp | 70.17%-55.8pp | 35.66%-21.2pp |
| Employer contribution / active EE | $0 | $2,954-100.0% | $4,347-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $6,089 | $4,476+36.0% | $6,035+0.9% | $4,299+41.6% |
| Admin fee / account holder | $65 | $8,221-99.2% | $12,695-99.5% | $6,924-99.1% |