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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,675 | $89,259-39.9% | $107,187-49.9% | $82,637-35.0% |
| Participation rate | 67.5% | 67.9%-0.4pp | 75.0%-7.5pp | 68.1%-0.5pp |
| Annual return | 21.72% | 21.02%+0.7pp | 204.55%-182.8pp | 53.51%-31.8pp |
| Employer contribution / active EE | $2,056 | $3,080-33.3% | $3,782-45.6% | $2,552-19.4% |
| Participant deferral / active EE | $5,817 | $4,037+44.1% | $5,096+14.1% | $4,126+41.0% |
| Admin fee / account holder | $4,335 | $7,381-41.3% | $9,162-52.7% | $7,339-40.9% |