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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,518 | $201,259-72.4% | $184,200-69.9% | $145,959-62.0% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 23.65% | 28.98%-5.3pp | 28.80%-5.1pp | 561.95%-538.3pp |
| Employer contribution / active EE | $10,478 | $7,018+49.3% | $6,424+63.1% | $4,661+124.8% |
| Participant deferral / active EE | $17,206 | $9,806+75.5% | $9,132+88.4% | $6,689+157.2% |
| Admin fee / account holder | $909 | $16,372-94.4% | $13,907-93.5% | $13,398-93.2% |