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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,518 | $201,344-72.4% | $184,243-69.9% | $145,877-61.9% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 23.65% | 29.01%-5.4pp | 28.82%-5.2pp | 551.28%-527.6pp |
| Employer contribution / active EE | $10,478 | $7,022+49.2% | $6,427+63.0% | $4,663+124.7% |
| Participant deferral / active EE | $17,206 | $9,807+75.5% | $9,132+88.4% | $6,691+157.2% |
| Admin fee / account holder | $909 | $16,382-94.5% | $13,914-93.5% | $13,402-93.2% |