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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,534 | $29,736-30.9% | $56,033-63.4% | $80,935-74.6% |
| Participation rate | 28.6% | 41.7%-13.1pp | 52.5%-23.9pp | 67.7%-39.1pp |
| Annual return | 14.43% | 35.28%-20.8pp | 1711.38%-1696.9pp | 35.66%-21.2pp |
| Employer contribution / active EE | $305 | $671-54.5% | $1,041-70.7% | $2,757-88.9% |
| Participant deferral / active EE | $983 | $1,228-20.0% | $1,954-49.7% | $4,299-77.1% |
| Admin fee / account holder | $154 | $2,434-93.7% | $2,827-94.6% | $6,924-97.8% |