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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,489 | $101,618+3.8% | $93,063+13.4% | $137,256-23.1% |
| Participation rate | 100.0% | 74.9%+25.1pp | 72.1%+27.9pp | 80.0%+20.0pp |
| Annual return | 19.81% | 223.95%-204.1pp | 34.15%-14.3pp | 220.34%-200.5pp |
| Employer contribution / active EE | $7,594 | $2,707+180.5% | $2,476+206.7% | $4,156+82.7% |
| Participant deferral / active EE | $6,998 | $4,279+63.5% | $3,958+76.8% | $6,407+9.2% |
| Admin fee / account holder | $1,736 | $6,198-72.0% | $6,033-71.2% | $12,270-85.9% |