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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,766 | $183,516-44.5% | $155,534-34.6% | $145,884-30.2% |
| Participation rate | 64.3% | 82.7%-18.4pp | 78.2%-13.9pp | 80.3%-16.0pp |
| Annual return | 13.90% | 61.43%-47.5pp | 64.92%-51.0pp | 551.85%-538.0pp |
| Employer contribution / active EE | $2,669 | $5,315-49.8% | $4,675-42.9% | $4,662-42.8% |
| Participant deferral / active EE | $4,063 | $6,467-37.2% | $5,630-27.8% | $6,690-39.3% |
| Admin fee / account holder | $0 | $19,293-100.0% | $15,900-100.0% | $13,392-100.0% |