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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,349 | $201,370-87.4% | $184,256-86.2% | $145,897-82.6% |
| Participation rate | 94.1% | 87.5%+6.6pp | 86.8%+7.3pp | 80.3%+13.8pp |
| Annual return | 13.06% | 29.05%-16.0pp | 28.85%-15.8pp | 552.29%-539.2pp |
| Employer contribution / active EE | $2,010 | $7,024-71.4% | $6,427-68.7% | $4,663-56.9% |
| Participant deferral / active EE | $3,352 | $9,808-65.8% | $9,133-63.3% | $6,689-49.9% |
| Admin fee / account holder | $334 | $16,364-98.0% | $13,899-97.6% | $13,390-97.5% |