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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,010 | $51,878-98.1% | $68,368-98.5% | $79,634-98.7% |
| Participation rate | 85.8% | 53.7%+32.1pp | 73.8%+12.1pp | 62.5%+23.3pp |
| Annual return | 21.32% | 137.43%-116.1pp | 292.57%-271.3pp | 36.46%-15.1pp |
| Employer contribution / active EE | $0 | $1,931-100.0% | $2,649-100.0% | $2,529-100.0% |
| Participant deferral / active EE | $780 | $2,577-69.7% | $4,123-81.1% | $3,835-79.7% |
| Admin fee / account holder | $32 | $942-96.6% | $5,150-99.4% | $1,002-96.8% |