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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,036 | $57,590-58.3% | $86,233-72.1% | $82,448-70.8% |
| Participation rate | 90.2% | 57.9%+32.4pp | 69.0%+21.2pp | 68.1%+22.2pp |
| Annual return | 53.13% | 22.41%+30.7pp | 61.39%-8.3pp | 41.64%+11.5pp |
| Employer contribution / active EE | $0 | $1,655-100.0% | $2,504-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $12,328 | $3,080+300.3% | $4,559+170.4% | $4,139+197.8% |
| Admin fee / account holder | $6,336 | $4,730+33.9% | $8,342-24.0% | $7,234-12.4% |