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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,934 | $110,410+35.8% | $102,437+46.4% | $145,897+2.8% |
| Participation rate | 50.0% | 77.9%-27.9pp | 74.5%-24.5pp | 80.3%-30.3pp |
| Annual return | 16.65% | 24.85%-8.2pp | 24.95%-8.3pp | 552.29%-535.6pp |
| Employer contribution / active EE | $2,345 | $4,217-44.4% | $3,871-39.4% | $4,663-49.7% |
| Participant deferral / active EE | $7,079 | $5,622+25.9% | $5,060+39.9% | $6,689+5.8% |
| Admin fee / account holder | $529 | $9,745-94.6% | $8,388-93.7% | $13,390-96.0% |