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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,066,082 | $132,634+2211.7% | $115,768+2548.5% | $137,256+2133.8% |
| Participation rate | 16.7% | 77.9%-61.2pp | 74.4%-57.7pp | 80.0%-63.3pp |
| Annual return | 4.53% | 160.70%-156.2pp | 100.46%-95.9pp | 220.34%-215.8pp |
| Employer contribution / active EE | $7,750 | $3,360+130.7% | $2,940+163.6% | $4,156+86.5% |
| Participant deferral / active EE | $5,479 | $5,619-2.5% | $4,917+11.4% | $6,407-14.5% |
| Admin fee / account holder | $0 | $15,028-100.0% | $12,439-100.0% | $12,270-100.0% |