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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,291 | $29,736-88.9% | $56,033-94.1% | $80,935-95.9% |
| Participation rate | 85.7% | 41.7%+44.0pp | 52.5%+33.2pp | 67.7%+18.1pp |
| Annual return | 12.70% | 35.28%-22.6pp | 1711.38%-1698.7pp | 35.66%-23.0pp |
| Employer contribution / active EE | $0 | $671-100.0% | $1,041-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $1,820 | $1,228+48.2% | $1,954-6.9% | $4,299-57.7% |
| Admin fee / account holder | $1,047 | $2,434-57.0% | $2,827-63.0% | $6,924-84.9% |