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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,322 | $199,109+11.7% | $173,730+28.0% | $154,746+43.7% |
| Participation rate | 14.3% | 82.8%-68.5pp | 79.6%-65.3pp | 80.7%-66.4pp |
| Annual return | 21.65% | 20.02%+1.6pp | 19.96%+1.7pp | 172.34%-150.7pp |
| Employer contribution / active EE | $1,419 | $5,311-73.3% | $4,577-69.0% | $4,379-67.6% |
| Participant deferral / active EE | $2,277 | $7,113-68.0% | $6,326-64.0% | $6,730-66.2% |
| Admin fee / account holder | $0 | $20,916-100.0% | $17,523-100.0% | $14,365-100.0% |