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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,775 | $136,860-27.1% | $120,344-17.1% | $154,746-35.5% |
| Participation rate | 80.0% | 79.9%+0.1pp | 76.7%+3.3pp | 80.7%-0.7pp |
| Annual return | 16.97% | 21.38%-4.4pp | 20.30%-3.3pp | 172.34%-155.4pp |
| Employer contribution / active EE | $0 | $3,533-100.0% | $3,020-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $4,016 | $5,793-30.7% | $5,135-21.8% | $6,730-40.3% |
| Admin fee / account holder | $1,361 | $15,393-91.2% | $12,742-89.3% | $14,365-90.5% |