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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,775 | $126,661-21.2% | $113,397-12.0% | $138,895-28.2% |
| Participation rate | 80.0% | 79.4%+0.6pp | 76.5%+3.5pp | 79.9%+0.1pp |
| Annual return | 16.97% | 25.05%-8.1pp | 23.20%-6.2pp | 145.39%-128.4pp |
| Employer contribution / active EE | $0 | $3,456-100.0% | $2,977-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $4,016 | $5,693-29.5% | $5,076-20.9% | $6,396-37.2% |
| Admin fee / account holder | $1,361 | $14,549-90.6% | $11,957-88.6% | $12,562-89.2% |