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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,456 | $29,319-54.1% | $52,425-74.3% | $82,448-83.7% |
| Participation rate | 42.4% | 46.9%-4.5pp | 55.6%-13.2pp | 68.1%-25.7pp |
| Annual return | 15.37% | 535.20%-519.8pp | 302.12%-286.8pp | 41.64%-26.3pp |
| Employer contribution / active EE | $861 | $586+46.8% | $914-5.8% | $2,551-66.3% |
| Participant deferral / active EE | $1,096 | $1,171-6.4% | $1,790-38.8% | $4,139-73.5% |
| Admin fee / account holder | $3,881 | $1,962+97.8% | $2,495+55.6% | $7,234-46.4% |