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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,382 | $174,379-78.0% | $152,093-74.8% | $138,895-72.4% |
| Participation rate | 53.8% | 81.6%-27.8pp | 77.8%-23.9pp | 79.9%-26.1pp |
| Annual return | 24.28% | 74.86%-50.6pp | 66.36%-42.1pp | 145.39%-121.1pp |
| Employer contribution / active EE | $1,276 | $4,652-72.6% | $4,175-69.4% | $4,194-69.6% |
| Participant deferral / active EE | $5,974 | $6,159-3.0% | $5,451+9.6% | $6,396-6.6% |
| Admin fee / account holder | $1,369 | $16,880-91.9% | $14,497-90.6% | $12,562-89.1% |