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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,591 | $134,817-26.9% | $123,973-20.5% | $155,188-36.5% |
| Participation rate | 81.8% | 79.4%+2.4pp | 76.7%+5.2pp | 80.8%+1.0pp |
| Annual return | 16.47% | 515.49%-499.0pp | 388.13%-371.7pp | 148.84%-132.4pp |
| Employer contribution / active EE | $1,286 | $4,425-70.9% | $4,126-68.8% | $4,248-69.7% |
| Participant deferral / active EE | $6,544 | $5,706+14.7% | $5,247+24.7% | $6,531+0.2% |
| Admin fee / account holder | $1,711 | $13,245-87.1% | $11,799-85.5% | $14,480-88.2% |