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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,591 | $111,535-11.6% | $105,223-6.3% | $137,256-28.2% |
| Participation rate | 81.8% | 78.1%+3.7pp | 75.0%+6.8pp | 80.0%+1.9pp |
| Annual return | 16.47% | 237.85%-221.4pp | 180.65%-164.2pp | 220.34%-203.9pp |
| Employer contribution / active EE | $1,286 | $3,939-67.3% | $3,689-65.1% | $4,156-69.1% |
| Participant deferral / active EE | $6,544 | $5,500+19.0% | $5,072+29.0% | $6,407+2.1% |
| Admin fee / account holder | $1,711 | $9,721-82.4% | $8,859-80.7% | $12,270-86.1% |