Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,512 | $81,358-89.5% | $155,556-94.5% | $80,959-89.5% |
| Participation rate | 28.3% | 66.3%-38.0pp | 78.2%-50.0pp | 67.7%-39.4pp |
| Annual return | 11.18% | 33.39%-22.2pp | 64.84%-53.7pp | 35.67%-24.5pp |
| Employer contribution / active EE | $369 | $3,106-88.1% | $4,675-92.1% | $2,757-86.6% |
| Participant deferral / active EE | $966 | $3,455-72.0% | $5,631-82.8% | $4,300-77.5% |
| Admin fee / account holder | $1,613 | $7,994-79.8% | $15,885-89.8% | $6,925-76.7% |