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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,329 | $162,136-22.7% | $152,301-17.7% | $154,746-19.0% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 21.05% | 91.02%-70.0pp | 80.50%-59.5pp | 172.34%-151.3pp |
| Employer contribution / active EE | $5,976 | $4,890+22.2% | $4,624+29.2% | $4,379+36.5% |
| Participant deferral / active EE | $6,929 | $8,341-16.9% | $8,004-13.4% | $6,730+3.0% |
| Admin fee / account holder | $2,575 | $15,759-83.7% | $14,398-82.1% | $14,365-82.1% |