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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,077 | $89,259-55.1% | $107,187-62.6% | $82,637-51.5% |
| Participation rate | 23.0% | 67.9%-45.0pp | 75.0%-52.1pp | 68.1%-45.1pp |
| Annual return | 20.20% | 21.02%-0.8pp | 204.55%-184.3pp | 53.51%-33.3pp |
| Employer contribution / active EE | $1,272 | $3,080-58.7% | $3,782-66.4% | $2,552-50.2% |
| Participant deferral / active EE | $2,708 | $4,037-32.9% | $5,096-46.9% | $4,126-34.4% |
| Admin fee / account holder | $3,665 | $7,381-50.3% | $9,162-60.0% | $7,339-50.1% |