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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,077 | $96,731-58.6% | $123,973-67.7% | $86,983-53.9% |
| Participation rate | 23.0% | 70.0%-47.1pp | 76.7%-53.7pp | 69.5%-46.6pp |
| Annual return | 20.20% | 17.33%+2.9pp | 388.13%-367.9pp | 25.83%-5.6pp |
| Employer contribution / active EE | $1,272 | $3,297-61.4% | $4,126-69.2% | $2,584-50.8% |
| Participant deferral / active EE | $2,708 | $4,152-34.8% | $5,247-48.4% | $4,194-35.4% |
| Admin fee / account holder | $3,665 | $8,722-58.0% | $11,799-68.9% | $7,856-53.3% |