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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,483 | $201,372-39.7% | $184,260-34.1% | $145,884-16.7% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 14.04% | 29.04%-15.0pp | 28.84%-14.8pp | 551.85%-537.8pp |
| Employer contribution / active EE | $18,672 | $7,024+165.8% | $6,427+190.5% | $4,662+300.5% |
| Participant deferral / active EE | $8,838 | $9,808-9.9% | $9,133-3.2% | $6,690+32.1% |
| Admin fee / account holder | $935 | $16,362-94.3% | $13,898-93.3% | $13,392-93.0% |