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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,216 | $183,539-77.5% | $155,556-73.5% | $145,897-71.8% |
| Participation rate | 63.2% | 82.7%-19.6pp | 78.2%-15.1pp | 80.3%-17.1pp |
| Annual return | 18.40% | 61.31%-42.9pp | 64.84%-46.4pp | 552.29%-533.9pp |
| Employer contribution / active EE | $3,462 | $5,315-34.9% | $4,675-26.0% | $4,663-25.8% |
| Participant deferral / active EE | $2,917 | $6,467-54.9% | $5,631-48.2% | $6,689-56.4% |
| Admin fee / account holder | $817 | $19,275-95.8% | $15,885-94.9% | $13,390-93.9% |