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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,216 | $183,592-77.6% | $155,567-73.5% | $145,959-71.8% |
| Participation rate | 63.2% | 82.7%-19.5pp | 78.2%-15.0pp | 80.3%-17.1pp |
| Annual return | 18.40% | 61.24%-42.8pp | 64.74%-46.3pp | 561.95%-543.6pp |
| Employer contribution / active EE | $3,462 | $5,315-34.9% | $4,674-25.9% | $4,661-25.7% |
| Participant deferral / active EE | $2,917 | $6,464-54.9% | $5,628-48.2% | $6,689-56.4% |
| Admin fee / account holder | $817 | $19,318-95.8% | $15,916-94.9% | $13,398-93.9% |