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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,043 | $90,530+5.0% | $76,030+25.0% | $145,897-34.9% |
| Participation rate | 28.6% | 74.4%-45.9pp | 69.1%-40.5pp | 80.3%-51.7pp |
| Annual return | 23.79% | 625.08%-601.3pp | 361.54%-337.7pp | 552.29%-528.5pp |
| Employer contribution / active EE | $1,131 | $3,319-65.9% | $2,688-57.9% | $4,663-75.7% |
| Participant deferral / active EE | $4,109 | $5,164-20.4% | $4,257-3.5% | $6,689-38.6% |
| Admin fee / account holder | $0 | $8,383-100.0% | $6,421-100.0% | $13,390-100.0% |