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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,043 | $90,614+4.9% | $76,089+24.9% | $145,877-34.8% |
| Participation rate | 28.6% | 74.5%-45.9pp | 69.1%-40.5pp | 80.3%-51.7pp |
| Annual return | 23.79% | 623.80%-600.0pp | 360.94%-337.2pp | 551.28%-527.5pp |
| Employer contribution / active EE | $1,131 | $3,324-66.0% | $2,690-57.9% | $4,663-75.7% |
| Participant deferral / active EE | $4,109 | $5,168-20.5% | $4,259-3.5% | $6,691-38.6% |
| Admin fee / account holder | $0 | $8,376-100.0% | $6,418-100.0% | $13,402-100.0% |