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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,787 | $110,093-73.9% | $97,295-70.4% | $145,897-80.3% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 14.24% | 244.76%-230.5pp | 75.62%-61.4pp | 552.29%-538.0pp |
| Employer contribution / active EE | $4,574 | $3,077+48.6% | $2,723+68.0% | $4,663-1.9% |
| Participant deferral / active EE | $4,857 | $4,678+3.8% | $4,264+13.9% | $6,689-27.4% |
| Admin fee / account holder | $481 | $6,212-92.3% | $5,646-91.5% | $13,390-96.4% |