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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,787 | $109,967-73.8% | $97,197-70.4% | $145,877-80.3% |
| Participation rate | 100.0% | 76.0%+24.0pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 14.24% | 244.27%-230.0pp | 75.47%-61.2pp | 551.28%-537.0pp |
| Employer contribution / active EE | $4,574 | $3,077+48.7% | $2,723+68.0% | $4,663-1.9% |
| Participant deferral / active EE | $4,857 | $4,676+3.9% | $4,263+13.9% | $6,691-27.4% |
| Admin fee / account holder | $481 | $6,199-92.2% | $5,637-91.5% | $13,402-96.4% |