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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $412,435 | $183,539+124.7% | $155,556+165.1% | $145,897+182.7% |
| Participation rate | 90.0% | 82.7%+7.3pp | 78.2%+11.8pp | 80.3%+9.7pp |
| Annual return | 17.06% | 61.31%-44.2pp | 64.84%-47.8pp | 552.29%-535.2pp |
| Employer contribution / active EE | $661 | $5,315-87.6% | $4,675-85.9% | $4,663-85.8% |
| Participant deferral / active EE | $22,536 | $6,467+248.5% | $5,631+300.2% | $6,689+236.9% |
| Admin fee / account holder | $19,814 | $19,275+2.8% | $15,885+24.7% | $13,390+48.0% |