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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $501,673 | $172,111+191.5% | $150,298+233.8% | $137,256+265.5% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 15.06% | 69.37%-54.3pp | 62.79%-47.7pp | 220.34%-205.3pp |
| Employer contribution / active EE | $5,056 | $4,636+9.0% | $4,154+21.7% | $4,156+21.6% |
| Participant deferral / active EE | $22,059 | $6,166+257.8% | $5,453+304.6% | $6,407+244.3% |
| Admin fee / account holder | $3,586 | $16,471-78.2% | $14,116-74.6% | $12,270-70.8% |