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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,331 | $159,934-92.9% | $147,005-92.3% | $145,959-92.2% |
| Participation rate | 83.3% | 84.0%-0.7pp | 82.2%+1.2pp | 80.3%+3.0pp |
| Annual return | 13.08% | 98.24%-85.2pp | 418.76%-405.7pp | 561.95%-548.9pp |
| Employer contribution / active EE | $2,858 | $5,287-46.0% | $4,934-42.1% | $4,661-38.7% |
| Participant deferral / active EE | $2,858 | $8,427-66.1% | $8,070-64.6% | $6,689-57.3% |
| Admin fee / account holder | $1,138 | $15,053-92.4% | $13,006-91.3% | $13,398-91.5% |