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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,561 | $100,073+91.4% | $85,126+125.0% | $145,877+31.3% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 12.37% | 84.11%-71.7pp | 66.63%-54.3pp | 551.28%-538.9pp |
| Employer contribution / active EE | $2,954 | $3,236-8.7% | $2,731+8.1% | $4,663-36.7% |
| Participant deferral / active EE | $7,364 | $5,294+39.1% | $4,523+62.8% | $6,691+10.1% |
| Admin fee / account holder | $25,671 | $7,261+253.5% | $6,160+316.7% | $13,402+91.5% |