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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $390,548 | $97,125+302.1% | $86,233+352.9% | $137,256+184.5% |
| Participation rate | 40.0% | 74.2%-34.2pp | 69.0%-29.0pp | 80.0%-40.0pp |
| Annual return | 14.08% | 74.19%-60.1pp | 61.39%-47.3pp | 220.34%-206.3pp |
| Employer contribution / active EE | $3,557 | $2,841+25.2% | $2,504+42.0% | $4,156-14.4% |
| Participant deferral / active EE | $12,238 | $5,180+136.3% | $4,559+168.4% | $6,407+91.0% |
| Admin fee / account holder | $0 | $9,725-100.0% | $8,342-100.0% | $12,270-100.0% |