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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,561 | $100,203+91.2% | $85,240+124.7% | $145,897+31.3% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 12.37% | 84.28%-71.9pp | 66.75%-54.4pp | 552.29%-539.9pp |
| Employer contribution / active EE | $2,954 | $3,242-8.9% | $2,735+8.0% | $4,663-36.6% |
| Participant deferral / active EE | $7,364 | $5,299+39.0% | $4,527+62.7% | $6,689+10.1% |
| Admin fee / account holder | $25,671 | $7,265+253.3% | $6,165+316.4% | $13,390+91.7% |