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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,368 | $112,729-23.4% | $98,716-12.5% | $137,256-37.1% |
| Participation rate | 26.7% | 74.2%-47.6pp | 69.3%-42.6pp | 80.0%-53.3pp |
| Annual return | 1399.43% | 38.48%+1360.9pp | 31.81%+1367.6pp | 220.34%+1179.1pp |
| Employer contribution / active EE | $1,954 | $2,725-28.3% | $2,279-14.3% | $4,156-53.0% |
| Participant deferral / active EE | $2,627 | $4,640-43.4% | $4,048-35.1% | $6,407-59.0% |
| Admin fee / account holder | $257 | $10,129-97.5% | $8,703-97.0% | $12,270-97.9% |