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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,657 | $102,609+176.4% | $98,090+189.2% | $138,895+104.2% |
| Participation rate | 100.0% | 82.8%+17.2pp | 81.5%+18.5pp | 79.9%+20.1pp |
| Annual return | 19.58% | 36.44%-16.9pp | 37.05%-17.5pp | 145.39%-125.8pp |
| Employer contribution / active EE | $3,560 | $3,867-8.0% | $3,606-1.3% | $4,194-15.1% |
| Participant deferral / active EE | $26,000 | $8,167+218.3% | $7,845+231.4% | $6,396+306.5% |
| Admin fee / account holder | $1,153 | $11,434-89.9% | $11,815-90.2% | $12,562-90.8% |