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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $431,019 | $275,752+56.3% | $256,809+67.8% | $198,609+117.0% |
| Participation rate | 100.0% | 89.2%+10.8pp | 88.5%+11.5pp | 82.4%+17.6pp |
| Annual return | 35.02% | 34.81%+0.2pp | 32.73%+2.3pp | 202.70%-167.7pp |
| Employer contribution / active EE | $14,550 | $7,721+88.5% | $7,263+100.3% | $5,055+187.8% |
| Participant deferral / active EE | $22,800 | $10,037+127.2% | $9,520+139.5% | $6,977+226.8% |
| Admin fee / account holder | $6,476 | $25,716-74.8% | $25,146-74.2% | $19,030-66.0% |