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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,024 | $160,040-56.2% | $147,096-52.4% | $145,877-52.0% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 17.08% | 98.49%-81.4pp | 419.75%-402.7pp | 551.28%-534.2pp |
| Employer contribution / active EE | $6,165 | $5,289+16.5% | $4,936+24.9% | $4,663+32.2% |
| Participant deferral / active EE | $21,200 | $8,429+151.5% | $8,071+162.7% | $6,691+216.9% |
| Admin fee / account holder | $350 | $15,050-97.7% | $13,005-97.3% | $13,402-97.4% |