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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,058 | $101,672-83.2% | $147,117-88.4% | $74,478-77.1% |
| Participation rate | 83.9% | 75.5%+8.3pp | 82.2%+1.7pp | 67.2%+16.6pp |
| Annual return | 25.05% | 8757.83%-8732.8pp | 420.54%-395.5pp | 1370.56%-1345.5pp |
| Employer contribution / active EE | $0 | $3,813-100.0% | $4,932-100.0% | $2,626-100.0% |
| Participant deferral / active EE | $4,380 | $7,305-40.0% | $8,065-45.7% | $4,350+0.7% |
| Admin fee / account holder | $463 | $1,753-73.6% | $12,993-96.4% | $1,946-76.2% |