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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,058 | $101,591-83.2% | $147,096-88.4% | $74,429-77.1% |
| Participation rate | 83.9% | 75.5%+8.3pp | 82.2%+1.7pp | 67.2%+16.7pp |
| Annual return | 25.05% | 8746.45%-8721.4pp | 419.75%-394.7pp | 1368.38%-1343.3pp |
| Employer contribution / active EE | $0 | $3,813-100.0% | $4,936-100.0% | $2,625-100.0% |
| Participant deferral / active EE | $4,380 | $7,302-40.0% | $8,071-45.7% | $4,348+0.7% |
| Admin fee / account holder | $463 | $1,750-73.5% | $13,005-96.4% | $1,944-76.2% |