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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,058 | $101,499-83.2% | $147,005-88.4% | $74,546-77.1% |
| Participation rate | 83.9% | 75.5%+8.3pp | 82.2%+1.7pp | 67.2%+16.7pp |
| Annual return | 25.05% | 8732.34%-8707.3pp | 418.76%-393.7pp | 1366.03%-1341.0pp |
| Employer contribution / active EE | $0 | $3,811-100.0% | $4,934-100.0% | $2,624-100.0% |
| Participant deferral / active EE | $4,380 | $7,304-40.0% | $8,070-45.7% | $4,347+0.7% |
| Admin fee / account holder | $463 | $1,748-73.5% | $13,006-96.4% | $1,944-76.2% |