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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,945 | $160,070+16.8% | $147,117+27.1% | $145,897+28.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 19.10% | 98.69%-79.6pp | 420.54%-401.4pp | 552.29%-533.2pp |
| Employer contribution / active EE | $4,930 | $5,285-6.7% | $4,9320% | $4,663+5.7% |
| Participant deferral / active EE | $16,427 | $8,419+95.1% | $8,065+103.7% | $6,689+145.6% |
| Admin fee / account holder | $1,346 | $15,035-91.0% | $12,993-89.6% | $13,390-90.0% |