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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,166 | $100,203-69.9% | $85,240-64.6% | $145,897-79.3% |
| Participation rate | 50.0% | 74.1%-24.1pp | 67.5%-17.5pp | 80.3%-30.3pp |
| Annual return | 9.91% | 84.28%-74.4pp | 66.75%-56.8pp | 552.29%-542.4pp |
| Employer contribution / active EE | $1,052 | $3,242-67.5% | $2,735-61.5% | $4,663-77.4% |
| Participant deferral / active EE | $4,087 | $5,299-22.9% | $4,527-9.7% | $6,689-38.9% |
| Admin fee / account holder | $18,485 | $7,265+154.4% | $6,165+199.8% | $13,390+38.0% |