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| Provider | Service type | Compensation |
|---|---|---|
Service code 64 · EIN 71-0294708 | Recordkeeping Fees | $102,842 |
MORGAN STANLEY SMITH BARNEY2+ years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 55 · EIN 06-1375177 | Other Commissions | $46,130 |
TOOLE KATZ & ROEMERSMA, LLP2+ years Service code 10 · EIN 47-1767422 | Accounting | $12,200 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,903 | $62,686+49.8% | $178,505-47.4% | $77,762+20.8% |
| Participation rate | 78.6% | 66.9%+11.7pp | 77.1%+1.5pp | 70.6%+8.0pp |
| Annual return | 14.86% | 16.16%-1.3pp | 27.16%-12.3pp | 31.27%-16.4pp |
| Employer contribution / active EE | $1,573 | $1,914-17.8% | $3,955-60.2% | $2,728-42.3% |
| Participant deferral / active EE | $4,634 | $4,224+9.7% | $6,280-26.2% | $4,651-0.4% |
| Admin fee / account holder | $362 | $386-6.3% | $10,428-96.5% | $433-16.4% |