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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,180 | $174,379-92.4% | $152,093-91.3% | $138,895-90.5% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 20.81% | 74.86%-54.0pp | 66.36%-45.5pp | 145.39%-124.6pp |
| Employer contribution / active EE | $2,127 | $4,652-54.3% | $4,175-49.1% | $4,194-49.3% |
| Participant deferral / active EE | $3,054 | $6,159-50.4% | $5,451-44.0% | $6,396-52.3% |
| Admin fee / account holder | $321 | $16,880-98.1% | $14,497-97.8% | $12,562-97.4% |