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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,677 | $100,073-78.3% | $85,126-74.5% | $145,877-85.1% |
| Participation rate | 31.6% | 74.1%-42.5pp | 67.5%-35.9pp | 80.3%-48.7pp |
| Annual return | 21.31% | 84.11%-62.8pp | 66.63%-45.3pp | 551.28%-530.0pp |
| Employer contribution / active EE | $899 | $3,236-72.2% | $2,731-67.1% | $4,663-80.7% |
| Participant deferral / active EE | $1,161 | $5,294-78.1% | $4,523-74.3% | $6,691-82.7% |
| Admin fee / account holder | $1,465 | $7,261-79.8% | $6,160-76.2% | $13,402-89.1% |