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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,415 | $97,125-69.7% | $86,233-65.9% | $137,256-78.6% |
| Participation rate | 33.3% | 74.2%-40.9pp | 69.0%-35.7pp | 80.0%-46.6pp |
| Annual return | 18.10% | 74.19%-56.1pp | 61.39%-43.3pp | 220.34%-202.2pp |
| Employer contribution / active EE | $669 | $2,841-76.4% | $2,504-73.3% | $4,156-83.9% |
| Participant deferral / active EE | $1,131 | $5,180-78.2% | $4,559-75.2% | $6,407-82.3% |
| Admin fee / account holder | $4,265 | $9,725-56.1% | $8,342-48.9% | $12,270-65.2% |