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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,726 | $110,410-85.8% | $102,437-84.6% | $145,897-89.2% |
| Participation rate | 83.3% | 77.9%+5.4pp | 74.5%+8.8pp | 80.3%+3.0pp |
| Annual return | 13.02% | 24.85%-11.8pp | 24.95%-11.9pp | 552.29%-539.3pp |
| Employer contribution / active EE | $2,195 | $4,217-48.0% | $3,871-43.3% | $4,663-52.9% |
| Participant deferral / active EE | $3,608 | $5,622-35.8% | $5,060-28.7% | $6,689-46.1% |
| Admin fee / account holder | $1,349 | $9,745-86.2% | $8,388-83.9% | $13,390-89.9% |