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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,745 | $63,703-76.9% | $93,063-84.2% | $82,448-82.1% |
| Participation rate | 68.6% | 63.8%+4.7pp | 72.1%-3.5pp | 68.1%+0.5pp |
| Annual return | 22.42% | -775.43%+797.9pp | 34.15%-11.7pp | 41.64%-19.2pp |
| Employer contribution / active EE | $1,110 | $1,729-35.8% | $2,476-55.2% | $2,551-56.5% |
| Participant deferral / active EE | $1,677 | $2,919-42.5% | $3,958-57.6% | $4,139-59.5% |
| Admin fee / account holder | $707 | $5,982-88.2% | $6,033-88.3% | $7,234-90.2% |