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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,404 | $225,673-57.7% | $203,872-53.2% | $155,188-38.5% |
| Participation rate | 87.5% | 80.3%+7.2pp | 77.8%+9.7pp | 80.8%+6.7pp |
| Annual return | 11.04% | 95.91%-84.9pp | 85.11%-74.1pp | 148.84%-137.8pp |
| Employer contribution / active EE | $1,263 | $4,099-69.2% | $3,757-66.4% | $4,248-70.3% |
| Participant deferral / active EE | $6,566 | $6,893-4.7% | $6,388+2.8% | $6,531+0.5% |
| Admin fee / account holder | $1,270 | $12,327-89.7% | $11,730-89.2% | $14,480-91.2% |