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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,404 | $180,749-47.2% | $160,784-40.7% | $137,256-30.5% |
| Participation rate | 87.5% | 80.0%+7.5pp | 77.0%+10.5pp | 80.0%+7.5pp |
| Annual return | 11.04% | 2234.46%-2223.4pp | 1803.92%-1792.9pp | 220.34%-209.3pp |
| Employer contribution / active EE | $1,263 | $4,155-69.6% | $3,733-66.2% | $4,156-69.6% |
| Participant deferral / active EE | $6,566 | $6,844-4.1% | $6,293+4.3% | $6,407+2.5% |
| Admin fee / account holder | $1,270 | $10,397-87.8% | $9,717-86.9% | $12,270-89.6% |