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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,567 | $97,648-63.6% | $121,663-70.8% | $87,485-59.3% |
| Participation rate | 39.4% | 70.5%-31.1pp | 74.5%-35.1pp | 68.9%-29.5pp |
| Annual return | 15.91% | 18.03%-2.1pp | 147.54%-131.6pp | 26.06%-10.1pp |
| Employer contribution / active EE | $857 | $2,300-62.8% | $3,020-71.6% | $2,596-67.0% |
| Participant deferral / active EE | $1,844 | $3,923-53.0% | $4,887-62.3% | $4,274-56.8% |
| Admin fee / account holder | $4,341 | $11,100-60.9% | $14,289-69.6% | $7,775-44.2% |