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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,567 | $94,031-62.2% | $115,768-69.3% | $82,448-56.9% |
| Participation rate | 39.4% | 70.4%-31.0pp | 74.4%-35.0pp | 68.1%-28.7pp |
| Annual return | 15.91% | 20.61%-4.7pp | 100.46%-84.5pp | 41.64%-25.7pp |
| Employer contribution / active EE | $857 | $2,323-63.1% | $2,940-70.9% | $2,551-66.4% |
| Participant deferral / active EE | $1,844 | $3,972-53.6% | $4,917-62.5% | $4,139-55.4% |
| Admin fee / account holder | $4,341 | $10,249-57.7% | $12,439-65.1% | $7,234-40.0% |