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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,401 | $201,372-86.4% | $184,260-85.1% | $145,884-81.2% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 23.64% | 29.04%-5.4pp | 28.84%-5.2pp | 551.85%-528.2pp |
| Employer contribution / active EE | $5,087 | $7,024-27.6% | $6,427-20.9% | $4,662+9.1% |
| Participant deferral / active EE | $11,751 | $9,808+19.8% | $9,133+28.7% | $6,690+75.7% |
| Admin fee / account holder | $3,025 | $16,362-81.5% | $13,898-78.2% | $13,392-77.4% |