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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,884 | $110,337+1.4% | $102,383+9.3% | $145,877-23.3% |
| Participation rate | 85.7% | 77.9%+7.8pp | 74.5%+11.2pp | 80.3%+5.4pp |
| Annual return | 14.13% | 24.83%-10.7pp | 24.94%-10.8pp | 551.28%-537.2pp |
| Employer contribution / active EE | $2,876 | $4,216-31.8% | $3,870-25.7% | $4,663-38.3% |
| Participant deferral / active EE | $5,710 | $5,621+1.6% | $5,060+12.8% | $6,691-14.7% |
| Admin fee / account holder | $2,039 | $9,750-79.1% | $8,391-75.7% | $13,402-84.8% |